FOR INDEPENDENT COMMERCIAL LOAN BROKERS

Find Better Deals. Kill Bad Ones Fast. Close More.

You're spending 70% of your week on unbankable files and dead-end leads. DealPilot surfaces high-intent businesses from public records, flags skeletons in 5 minutes, spreads financials automatically, and writes your loan offering memo. You focus 100% on closing deals.

Get a personalized walkthrough and see how it fits into your deal flow.

Pillar A โ€” Trigger Lead Engine
๐Ÿ”ด Live Alerts
Today's Public Record TriggersToday's Triggers
๐Ÿ† GOVT CONTRACT WIN 2h ago
ABC Logistics LLC
$1.2M USAF supply contract โ€” SAM.gov + state portals
โฐ UCC EXPIRING SOON 67 days
XYZ Trucking Inc.
$450K MCA lien โ€” refinance window open
๐Ÿ—๏ธ EQUIPMENT UCC FILED today
Summit Electrical
$340K crane financing โ€” new project ramp signal
๐Ÿ’ฐ SBA LOAN APPROVED yesterday
Sunrise Bakery
$380K approved โ€” needs $120K gap bridge
This Week
23
New Triggers
$1.8M
Avg Deal Size
8
Sources Monitored
All triggers use public records โ€” 100% privacy-law compliant.
Pillar B โ€” 5-Minute Risk Report
Instant Triage
Acme LLC
PROCEED WITH CAUTION
โœ…
No IRS Federal Tax LiensNo IRS Liens
Clear โ€” last checked via PACER/IRS public records
โœ…
No Active Litigation (PACER)No Litigation (PACER)
0 open civil cases in federal courts
โš ๏ธ
Secretary of State โ€” FLAGSecretary of State
Annual report 47 days overdue โ€” good standing at risk
โœ…
No State Court Judgments
Clear โ€” vendor disputes, lease defaults checked
โœ…
Not on SAM.gov Debarment List
No federal exclusions or disqualifications
Triage Speed
5-min
Full Report
5+
Hrs Saved/Lead
12
Data Sources
Know the skeletons before you ever dial the borrower.
Pillar C โ€” AI Financial Spreading
2-Min Analysis
Acme LLC โ€” 2025 Tax Return
$4.2M
Revenue
$840K
EBITDA
1.34x
Base DSCR
Add-Backs Identified by AI
Owner compensation above market +$80K
One-time legal settlement +$40K
Adjusted DSCR 1.66x โœ“
๐Ÿ“„
Lender-Ready Memo Generated
Narrative + financials formatted for private lender submission
Time Comparison
MANUAL SPREADING
4โ€“8 hrs
per file
vs
DEALPILOT AI
5 min
per file
Stop being a data-entry clerk. Be a closer.
Pillar D โ€” Loan Offering Memo
โœ๏ธ AI-Assisted Memo
Knowledge Bank
๐ŸŽ™๏ธ
๐ŸŽ™๏ธ Call Transcript
Goals, story, use of proceeds
โœ“
๐Ÿ”
๐Ÿ” Skeleton Check
All clear โ€” 5/5 passed
โœ“
๐Ÿ“Š
๐Ÿ“Š Financial Spread
DSCR 1.66x ยท $840K EBITDA
โœ“
๐Ÿ“‘
๐Ÿ“‘ Sample Memo
Your template uploaded
โœ“
GENERATING MEMO...
Generated Memo
LOAN OFFERING MEMO
Borrower: Apex Industrial LLC
Request: $1.4M Working Capital
DSCR: 1.66x adj.  ยท  Risk: Clean โœ“
"Apex secured a $1.8M DoD contract in March and is expanding its warehouse footprint to fulfill demand. The principals have operated debt-free for 6 years with consistent revenue growth..."
Time to complete 5 min
Manual alternative 1โ€“2 days

You're a Seasoned Hunter Using a Stick, Not a Rifle

The 2026 commercial lending market has split: simple deals go through automated bank "boxes," while complex alternative deals demand a skilled human broker. Yet, as that broker, you need modern tools. You're spending the majority of your week on dead files instead of closing deals.

The privacy laws that killed traditional "credit trigger" leads? They didn't kill public record triggers. That's your edge.

70%

of your week spent on leads that will never close

10+ Hrs

lost per deal killed by a skeleton found too late

$0

earned from "junk" leads flooding in from shared platforms

From Lead to Lender-Ready Memo in One System

DealPilot is your assistant, combining public-record lead intelligence, instant risk triage, and AI financial analysis so you operate like a 10-person firm.

PILLAR A

The "Trigger" Lead Engine

Stop buying shared lists of people who clicked an ad. DealPilot monitors public records 24/7 to surface businesses that actually need capital today, based on real-world events, not online behavior.

Government Contract Wins (Federal + State)

Alert when a business wins a government contract and likely needs working capital within 30 days. Call before they call their bank.

UCC Lien Expirations

Know when an MCA or hard-money lien is expiring in 90 days. Call them before their current lender does.

Commercial Building Permits & Equipment UCCs

Large permits or equipment financing often signal a new project. DealPilot surfaces the filing so you can size working capital needs before calling.

SBA Funding Gaps

Businesses that recently closed an SBA loan often still need bridge financing, working capital, or uncovered equipment funding.

THE DIFFERENCE: EVENTS vs. ADS
โŒ Shared Lead Lists
  • 100 people who clicked an ad
  • No event context โ€” just curiosity
  • Flooded with "tire-kickers"
  • Credit-pull triggers now illegal
โœ… DealPilot Triggers
  • 5 businesses that just won a gov contract
  • Real-world event = proven intent
  • Pre-qualified by the trigger itself
  • 100% public records โ€” always legal

"We find the needles in the haystack, and burn the rest of the hay for you."

When Signals Stack

Each trigger is a strong lead on its own. But when the same business appears across multiple independent public records simultaneously, the signal compounds, giving you a level of prospect certainty that no purchased list can match.

CROSS-SIGNAL MATCH
PILLAR B
SKELETON SOURCES WE CHECK
โš–๏ธ
PACER Federal Courts
Bankruptcies, civil suits, money judgments
๐Ÿ—‚๏ธ
State Court Records
Vendor disputes, lease defaults, contractor conflicts
๐Ÿฆ
IRS Tax Liens
Federal and state outstanding tax obligations
๐Ÿ›๏ธ
Secretary of State Standing
Good standing status, annual report filings
๐Ÿšซ
SAM.gov Debarment
Federal excluded parties & contract disqualifications

The "Instant Kill" Skeleton Detector

In 2026, borrowers are increasingly strategic about hiding tax liens and secondary debt. You're finding skeletons on Friday afternoon, after 10 hours of work. DealPilot finds them in 5 minutes, before you ever make the first call.

"I spent all weekend on a deal that was a lie. I wish I knew on Tuesday, not Friday."

โ€” The exact frustration we're building to solve

5 min
Full skeleton check
5+ hrs
Currently wasted/deal
PILLAR C

AI Financial Spreading

Private lenders in 2026 demand comprehensive financial stories, not just a P&L. That means you're spending entire days in Excel, acting as a data-entry clerk instead of a dealmaker. DealPilot reads the PDFs and gives you a lender-ready memo in 5 minutes.

Auto-DSCR Calculation

Upload tax returns and bank statements. Get DSCR, debt schedules, and add-backs identified automatically.

Add-Back Detection

AI flags owner comp, one-time expenses, and non-recurring items to maximize the adjusted DSCR for your submission.

Lender-Ready Memo

Outputs a formatted narrative + financial summary ready to submit to private funds. You write the story, we handle the numbers.

YOUR WEEK: BEFORE AND AFTER
โŒ Before DealPilot
Manual spreading in Excel4โ€“8 hrs/file
Chasing documents back-and-forth2โ€“3 hrs/file
Formatting for each lender1โ€“2 hrs/file
โœ… With DealPilot
Upload โ†’ Auto-spread โ†’ Review5 min
Auto-formatted lender memo5 min
Your time: closing deals100%

Handle 3x the volume. Zero extra headcount.

PILLAR D
WHAT GOES IN
๐ŸŽ™๏ธ
Borrower call transcript
Goals, story, use of proceeds
๐Ÿ”
Pillar B skeleton findings
Risk profile, clean checks
๐Ÿ“Š
Pillar C financial spread
DSCR, add-backs, debt schedule
๐Ÿ“‘
Your sample memo
Structure, tone, format template
โ†“ AI WRITES THE MEMO
LOAN OFFERING MEMO โ€” DRAFT
Borrower: Apex Industrial LLC
Request: $1.4M Working Capital Facility
DSCR: 1.34x (adjusted)  ยท  Clean: โœ“
"Apex secured a $1.8M DoD contract in March and is expanding its warehouse footprint to fulfill demand. The principals have operated debt-free for 6 years..."

The Loan Offering Memo. Written for You.

Every broker has a deal they lost because the memo wasn't compelling enough, or wasn't done in time. Pillar D pulls together your borrower interview, the skeleton check, and the financial spread into a single knowledge bank, then writes the memo in your voice and your format.

Interview-Driven Narrative

Upload your call transcript. The AI extracts the borrower's story, use of proceeds, and growth context, and weaves it into the memo so it reads like you wrote it.

Auto-Assembled Knowledge Bank

Pillar B and C findings feed in automatically. The AI knows the DSCR, the clean skeleton check, and the financial story before it writes the first sentence.

Your Template, Their Story

Upload a memo you're proud of. DealPilot mirrors its structure and tone for every new deal. Every submission will look like your best work, not a rushed first draft.

Built for the Hunter, Not the Institution

Every existing tool was built for either massive banks or consumer mortgage shops. None of them were built for the solo commercial broker who needs to find, vet, and package 3 quality deals a month.

Capability DealPilot Enterprise LOS
(nCino, LoanPro)
AI Underwriters
(Aloan, TurnkeyLender)
Lead Providers
(LendingTree, Lendio)
Public record trigger leads (SAM.gov, UCC, permits) โœ“ โœ— โœ— โœ—
5-minute skeleton check (PACER, IRS liens, SOS standing) โœ“ Manual only โœ— โœ—
AI financial spreading (DSCR, add-backs, lender memo) โœ“ โœ— โœ“ โœ—
AI loan offering memo (interview + financials + your template) โœ“ Template only โœ— โœ—
Priced for a solo broker (not a 6-figure enterprise license) โœ“ โœ— Mid-market โœ“
Privacy-law compliant (no credit-pull triggers) โœ“ Varies Varies โœ—
Designed for the commercial broker (not bank "order takers") โœ“ โœ— โœ— โœ—

The bottom line: Enterprise LOS tools cost six figures and assume a bank already has the lead. AI underwriters target banks, not brokers. Lead providers sell you noise. DealPilot is the first tool built exclusively for the solo commercial broker who needs to hunt, combining trigger-based lead gen, instant risk triage, and AI financial spreading in one dashboard.

Help Us Build the Right Tool

We're in discovery mode. We're not pitching you. We want to listen to your biggest frustrations so we build around what actually matters to brokers.

Discovery Call

Tell us about your current process. We'll ask questions. You'll complain. We'll take notes. No sales pitch.

Shape the Product

Early participants directly influence which trigger sources we build first and what the risk report covers.

Early Access Priority

Discovery call participants get first access when the platform launches, at founder pricing.

No commitment. No pitch. Just a conversation about your workflow.